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What to do if you buy a house and don’t have money to decorate it?

2025-11-18 19:33:40 Real Estate

What should I do if I don’t have money to renovate a house? 10 practical solutions to help you move in easily

In recent years, high housing prices have caused many home buyers to drain their savings, but the cost of decoration after buying a house has become a new problem. Based on the hot topic data on the Internet in the past 10 days, we have compiled the following solutions to help you complete your ideal decoration within a limited budget.

1. Comparison of decoration cost data in 2023

What to do if you buy a house and don’t have money to decorate it?

Decoration typePrice range per square meter (yuan)Suitable for the crowd
Simple decoration500-800Those on an extremely tight budget
Medium decoration1000-1500Those who pursue value for money
Fine decoration2000-3000Those with a certain budget
Luxurious decoration4000 and abovehigh budget crowd

2. Top 10 solutions for renovations without money

1.Choose installment payment for renovation: Currently, more than 70% of decoration companies provide installment services, and some banks have launched decoration loan products.

2.Pay careful attention to simple decoration: Give up non-essential decoration projects, give priority to completing basic projects, and gradually improve them in the future.

3.DIY partial renovation project: Wall painting, simple furniture assembly, etc. can be completed by yourself.

4.Choose old house renovation: Retaining the original layout and some facilities, and only making necessary updates can save 40% of the cost.

5.Participate in decoration company promotions: There are usually big discounts during holidays.

Offer typeaverage discountBest offer time
All inclusive package15% offMarch-April/September-October
Main material package20% off618/Double 11
design feefreestore celebration season

6.Taking advantage of the second-hand building materials market: Some second-hand building materials are of good quality but the price is only 30-50% of new products.

7.Apply for government subsidies: Some areas provide tax exemptions or subsidies for first-time home decoration.

8.Choose environmentally friendly minimalist style: Reduce complex shapes and decorative materials, reduce construction difficulty and cost.

9.Installment purchase of furniture and appliances: Meet basic living needs first, then gradually add to them in the future.

10.Participate in renovation crowdfunding: Emerging decoration financial services can alleviate short-term financial pressure.

3. The 5 most popular low-budget decoration plans in 2023

Decoration styleMain featuresBudget range (100㎡)
Modern minimalist styleSimple lines and strong functionality60,000-100,000
Nordic styleNatural materials, bright colors80,000-120,000
industrial styleKeep the original structure and expose the elements50,000-80,000
Japanese style log styleNatural materials, minimalist design70,000-110,000
Mix and match styleFlexible combination of different elements60,000-90,000

4. Renovation budget allocation suggestions

1. Water and electricity renovation: 15-20% of the budget, this part must not be saved

2. Walls and floors: 30-35% of the budget, choose cost-effective materials

3. Kitchen and bathroom facilities: 25-30% of the budget, focusing on durability and functionality

4. Furniture and home appliances: 15-20% of the budget, which can be purchased gradually in the future

5. Things to note

1. Don’t choose inferior materials to save money. Later maintenance costs will be higher.

2. Make detailed plans in advance to avoid rework and waste

3. Reserve 20% of your budget as an emergency fund

4. Compare the quotes from several decoration companies to avoid being cheated.

Decoration after buying a house does not have to be completed in one step. With reasonable planning and step-by-step implementation, you can create a comfortable home environment even with a limited budget. I hope the above solutions can help you solve the dilemma of "buying a house and having no money to decorate it".

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